By checking this box I represent to the Lender that all the info provided is true and correct and that any intentional or negligent misrepresentation of this info may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that have been made on this form. The loan request pursuant to this application ("the Loan") will be secured by a Deed of Trust on the property. This will be an an investment property and the property will not be occupied by the Borrower and if it is while the property is secured by the Deed of Trust, the loan will be considered in default and will be immediately due and payable. Borrower also agrees to allow Lender to run a background and credit check which are necessary to approve the loan.